Simanjuntak W, B. Sinaga E, Tunggal Hasugian PR. Determinants of msme performance: financial inclusion, financial literacy, and financial management capability in karang berombak subdistrict . Mantik [Internet]. 2026Feb.28 [cited 2026Jun.25];9(4):1433-42. Available from: http://www.ejournal.iocscience.org/index.php/mantik/article/view/7018